Protection Insurance Blog

Standard Income Protection Rarely Covers for Contractors!

Posted by John Yerou on December 4th, 2012 in Protection Insurance Blog

Contractor Income Protection pays you a monthly benefit if you are ill, become injured or disabled. Its policies offer peace of mind and protect you and your family from the financial impact of being unable to work as a consequence.

On the face of it, contractor cover sounds like standard par for the course protection. But there’s an acute difference: standard insurance protects ‘salary’.

As most limited company owners are aware, their salary rarely reflects what they earn. So, how do you go about protecting your income, rather than your take home pay? That’s what we’re about to find out, here.

Continue reading about  Standard Income Protection Rarely Covers for Contractors!

4 in 10 Mortgages At Risk as Owners Ignore Life Insurance

Posted by John Yerou on February 1st, 2012 in Protection Insurance Blog

Contractor Life InsuranceMany UK freelancers and contractors now have mortgages based on their contracts. It’s understandable that they’re overjoyed now that their feet are on the property ladder.

The big problem is that many don’t have their mortgage repayments protected by a life insurance policy. It’s easy to overlook this essential cover after the euphoria of becoming a bona fide homeowner.

This statistic doesn’t just relate to the UK’s independent professionals. Recent data indicates that around 40% of ALL mortgage holders in the UK are without similar cover.

Continue reading about  4 in 10 Mortgages At Risk as Owners Ignore Life Insurance

Income protection for contractors isn’t a luxury, it’s essential!

Posted by John Yerou on November 30th, 2009 in Featured Articles, Protection Insurance Blog

pig-saving-figureSo many contractors and freelancers overlook Income Protection it’s frightening. Yet it can provide a tax-free monthly income to uphold your current lifestyle if you’re unable to work due to illness or injury.

There are two reasons that independent professionals don’t, but should, cover themselves. First, there’s a short answer; then, a long one.

Here’s the short version of why it’s imperative all self-employed people have income protection.

Continue reading about  Income protection for contractors isn’t a luxury, it’s essential!

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