Protection Insurance Blog
Posted by John Yerou on December 4th, 2012
Contractor Income Protection pays you a monthly benefit if you are ill, become injured or disabled. Its policies offer peace of mind and protect you and your family from the financial impact of being unable to work as a consequence.
On the face of it, contractor cover sounds like standard par for the course protection. But there’s an acute difference: standard insurance protects ‘salary’.
As most limited company owners are aware, their salary rarely reflects what they earn. So, how do you go about protecting your income, rather than your take home pay? That’s what we’re about to find out, here.
Continue reading about Standard Income Protection Rarely Covers for Contractors!
Posted by John Yerou on February 1st, 2012
Many UK freelancers and contractors now have mortgages based on their contracts. It’s understandable that they’re overjoyed now that their feet are on the property ladder.
The big problem is that many don’t have their mortgage repayments protected by a life insurance policy. It’s easy to overlook this essential cover after the euphoria of becoming a bona fide homeowner.
This statistic doesn’t just relate to the UK’s independent professionals. Recent data indicates that around 40% of ALL mortgage holders in the UK are without similar cover.
Continue reading about 4 in 10 Mortgages At Risk as Owners Ignore Life Insurance
Posted by John Yerou on November 30th, 2009
So many contractors and freelancers overlook Income Protection it’s frightening. Yet it can provide a tax-free monthly income to uphold your current lifestyle if you’re unable to work due to illness or injury.
There are two reasons that independent professionals don’t, but should, cover themselves. First, there’s a short answer; then, a long one.
Here’s the short version of why it’s imperative all self-employed people have income protection.
Continue reading about Income protection for contractors isn’t a luxury, it’s essential!
Freelancer Financials Blogs
Request a Callback
Finding a Financial Advisor who’s professional and knowledgeable is a bonus but one that you trust and feel comfortable with immediately is rarer still. I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future.
Jakub Baluch.. IT Contractor
John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. I would never consider using another advisor/broker.
Roz Clifford.. Freelancer
We have been introducing Contractors and Freelancers to Freelancer Financials for several years now. They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers.
Bernie Potton.. SQ Computer Personnel (largest independent IT Recruitment Agency in the UK)