All the mortgage advisors at Freelancer Financials are highly trained and experienced in arranging mortgages for UK contractors. We see it as our job to make your mortgage application as easy as possible and so remove the stress that goes along with moving house and or applying for a mortgage.

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We do not deal with the front line inadequately trained call centre staff at the lower level of the major mortgage institutions. We have been going long enough to have built personal relationships with the key mortgage underwriters within the mortgage lenders processing departments; the people who make the final decisions. So we are able to get fast decisions and normally they are positive mortgage decisions. That is how we avoid the problem of having to prove your credit worthiness, employment status and earnings potential to branch based mortgage processors who more often than not seem to look for reasons NOT to help.

MORTGAGE FOR A UK CONTRACTOR

We find securing the same competitive mortgage rates for contractors as simple as getting mortgages for people in what are considered to be regular employment. All we do is use the expertise and contacts we have built up over the years. We do our utmost to ensure that mortgage interest rates we obtain for our UK contractor clients are as competitive as possible and we work only with mortgage lenders who will work from a generous multiple of your annualised contract rate of up to 4.5 times your income.

Ensuring this use of your annual contract rate alone mitigates the necessity to submit the company accounts that first time contractors are often lacking. Our mortgage contacts fully understand that your contract rate provides a true reflection and more accurate account of your income. Furthermore, you do not need to have been working as a contractor for a long period before applying for a contractor mortgage when you use us as we are often able to organise competitive mortgages for UK contractors who are only in their first week of their first contract.

ARRANGING A MORTGAGE FOR A UK CONTRACTOR MADE EASY

So, if you are a UK contractor looking for a mortgage at a competitive rate and want to avoid the hassle and frustration and stress that goes hand in hand with arranging a mortgage, simply complete our online form and one of our mortgage specialists will get back to you.

And one more thing. Many mortgage brokers charge a fee to arrange a mortgage for contractors. We do not charge you a penny as it is the lenders who are keen to get our business who pay us.