Contractor Pensions
Contractor pensions arranged by specialist pension advisors helping IT contractors plan for retirement and or organise tax efficient savings.
A freelance contractor should definitely consider taking full advantage of the tax efficiency demonstrated in setting up a pension. A limited company contractor can make payment contributions into a pension from gross income (before tax) thereby reducing the amount of income declared as company profit and therefore taxable. Additionally the pension will serve as a provision for retirement and contractors working through a limited company have further flexibility in that they may also make payments directly from their company bank account.
Contractor pensions arranged by specialist pension and life assurance advisors helping UK based IT contractors plan for retirement and or organise tax efficient savings. Contractors drawing an income over £150,000 per year should take note of the changes made to the pension rules in April 2009 which penalises higher earners by capping tax relief on pension contributions. Essentially tax relief is tapered downwards, falling to 20% for those earning more than £180,000.
FREELANCER FINANCIAL PARTNERS:
Freelance Supermarket Showcasing Freelance services
Umbrella SupermarketShowcasing Umbrella services
Qdos ConsultingContractor IR35, PI and Insurance
SQ Computer PersonnelContractor Recruitment
Testimonials
"We have been introducing Contractors and Freelancers to Freelancer Financials for several years now. They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers."
Bernie Potton SQ Computer Personnel (largest independent IT Recruitment Agency in the UK)
"John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. I would never consider using another advisor/broker."
Roz Clifford… Freelancer
" Finding a Financial Advisor who’s professional and knowledgeable is a bonus but one that you trust and feel comfortable with immediately is rarer still. I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future."
Jakub Baluch… IT Contractor
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT.
Freelancer Financials is the Trading name of Morgtage Quest Ltd. Mortgage Quest Ltd is authorised and regulated by the Financial Services Authority (FSA). Our FSA register number is 312484. You can check this on the FSA's website www.fsa.gov.uk/register or contacting the FSA on 0845 606 1234. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.
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