CONTRACTOR MORTGAGES
We arrange Contractor Mortgages through competitive mortgage sources for UK based IT contractors and freelancers.
Personal experience gained from working within this specialist area means that after close and careful identification of your individual needs, we then search out and approach lenders who will offer mortgages based simply on working from a reasonable multiple of your annualised contract rate (up to 4-5 times income).
Most high street lenders that you walk into have an overly simplified view of what is permitted as relevant earnings for borrowing purposes. At Freelancer Financials we make use of the relationships cultivated with banks to package your application directly to senior underwriters so that your full income potential is taken into account, including earnings which are withheld in the company as retained profits for tax planning purposes.
We arrange Contractor Mortgages through competitive mortgage sources for UK based IT contractors and freelancers. You will be appointed your own mortgage specialist who will be available to assist you from start to completion. An “agreement in principle” can be attained from the underwriters the same day your application is submitted. At Freelancer Financials we understand that you your time is precious, so we have designed our services to offer you advice promptly via email, telephone or one to one meeting, which ever is more convenient for you.
FREELANCER FINANCIAL PARTNERS:
Freelance Supermarket Showcasing Freelance services
Umbrella SupermarketShowcasing Umbrella services
Qdos ConsultingContractor IR35, PI and Insurance
SQ Computer PersonnelContractor Recruitment
Testimonials
"We have been introducing Contractors and Freelancers to Freelancer Financials for several years now. They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers."
Bernie Potton SQ Computer Personnel (largest independent IT Recruitment Agency in the UK)
"John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. I would never consider using another advisor/broker."
Roz Clifford… Freelancer
" Finding a Financial Advisor who’s professional and knowledgeable is a bonus but one that you trust and feel comfortable with immediately is rarer still. I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future."
Jakub Baluch… IT Contractor
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT.
Freelancer Financials is the Trading name of Morgtage Quest Ltd. Mortgage Quest Ltd is authorised and regulated by the Financial Services Authority (FSA). Our FSA register number is 312484. You can check this on the FSA's website www.fsa.gov.uk/register or contacting the FSA on 0845 606 1234. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.
Click here for our Client Agreement which should be read. Click here for a copy of our Initial Disclosure Document (IDD).
Incorporated in England & Wales. Company Registration Number: 5013239 | Data Protection Act Registration: Z9469673
Consumer Credit License (CCL): 562464 | Registered Office: Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS