CONTRACTOR PENSIONS, INDEPENDENT FINANCIAL ADVISERS, FREELANCE MORTGAGES
Contractor pensions * independent financial advisers * freelance mortgages and life assurance consultant providing pensions advice to contractorsCONTRACTOR PENSIONS
The deregulation of the pension market in April 2006 has resulted in considerably more flexibility for contractors working through their own limited companies. The major difference is that there are no longer any limits to pension contributions made by one man limited contractor companies as long as the amounts are not much larger than the company's income for the year of the contribution.So why should contractors set up a pension? Put simply, apart from the importance of providing a retirement fund for your future, it is one of the most tax efficient ways of saving money, since payments to a pension are made from gross income (before tax). Contractors who work through a limited company also have the option to make payments directly from their company bank account.
PENSIONS ADVICE
Why's this a significant tax advantage? Your limited company can contribute "pre-taxed" company income to a pension. If you are a higher rate tax payer, instead of declaring the income as company profit and taking the income as a dividend, you can put the same sum straight into a pension.
FREELANCER FINANCIAL PARTNERS:
Freelance Supermarket Showcasing Freelance services
Umbrella SupermarketShowcasing Umbrella services
Qdos ConsultingContractor IR35, PI and Insurance
SQ Computer PersonnelContractor Recruitment
Testimonials
"We have been introducing Contractors and Freelancers to Freelancer Financials for several years now. They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers."
Bernie Potton SQ Computer Personnel (largest independent IT Recruitment Agency in the UK)
"John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. I would never consider using another advisor/broker."
Roz Clifford… Freelancer
" Finding a Financial Advisor who’s professional and knowledgeable is a bonus but one that you trust and feel comfortable with immediately is rarer still. I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future."
Jakub Baluch… IT Contractor
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT.
Freelancer Financials is the Trading name of Morgtage Quest Ltd. Mortgage Quest Ltd is authorised and regulated by the Financial Services Authority (FSA). Our FSA register number is 312484. You can check this on the FSA's website www.fsa.gov.uk/register or contacting the FSA on 0845 606 1234. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.
Click here for our Client Agreement which should be read. Click here for a copy of our Initial Disclosure Document (IDD).
Incorporated in England & Wales. Company Registration Number: 5013239 | Data Protection Act Registration: Z9469673
Consumer Credit License (CCL): 562464 | Registered Office: Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS