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	<title>Freelancer Financials</title>
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	<link>http://www.freelancerfinancials.uk.com/blog</link>
	<description>Freelancers Best Friend for Financial Advice</description>
	<pubDate>Fri, 30 Jul 2010 19:00:29 +0000</pubDate>
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		<title>Contractor Mortgages could stay on hold until 2014</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractor-mortgages-could-stay-on-hold-until-2014/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractor-mortgages-could-stay-on-hold-until-2014/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 19:00:29 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=434</guid>
		<description><![CDATA[Contractor Mortgage interest rates could stay on hold until the end of 2013. Leading economist Ernest &#38; Young predicts that Bank of England base rate will be kept on hold at 0.5% until 2014. Excellent news for contractors seeking out BoE base rate tracker mortgages.
They state that high energy prices and increases in the VAT [...]]]></description>
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		<title>“My Mortgage Application with HSBC was turned down because I’m a Contractor” – Sounds Familiar?</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractors-mortgage-applications-with-hsbc-declined/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractors-mortgage-applications-with-hsbc-declined/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 18:37:10 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=413</guid>
		<description><![CDATA[We are constantly approached by contractors seeking help because their mortgage application with HSBC was declined due to their contractor status.
Most contractors will naturally Google &#8220;best low rate mortgages&#8221; and more often than not will find HSBC Bank, First Direct and ING leading the tables.
Many contractors are frustrated with High street banks like HSBC, First [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractors-mortgage-applications-with-hsbc-declined/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Private Medical and Health Insurance for Contractors</title>
		<link>http://www.freelancerfinancials.uk.com/blog/freelance-contractors/private-medical-and-health-insurance-for-contractors/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/freelance-contractors/private-medical-and-health-insurance-for-contractors/#comments</comments>
		<pubDate>Sun, 02 May 2010 12:06:27 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Freelance Contractors]]></category>

		<category><![CDATA[Contractor Private Medical and Health Insurance]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=394</guid>
		<description><![CDATA[
Private Medical Insurance tailored for Contractors
It is Important for Contractors to ensure that they cover themselves and any dependants for medical and hospital treatment costs. As a self employed contractor it is your responsibility to ensure that you protect your income from health risks or unforeseen illnesses - each day that you lose from work [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/freelance-contractors/private-medical-and-health-insurance-for-contractors/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage rates for contractors at lowest level</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgage-rates-for-contractors-at-lowest-level/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgage-rates-for-contractors-at-lowest-level/#comments</comments>
		<pubDate>Sun, 02 May 2010 02:16:35 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<category><![CDATA[Mortgages for Contractors]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=389</guid>
		<description><![CDATA[At last competitive mortgages for contractors
Last year when the Bank of England base rate dropped to 0.50% the mortgage industry entered unchartered waters. Initially, first time buyer contractors looking to take their first steps towards owning a property were excited with the reduced base rate; only to see that the reductions in base rate was [...]]]></description>
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		<title>Contractor Mortgages - Fixed rate mortgages fall to their lowest level since 2007</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractor-mortgages-fixed-rate-mortgages-fall-to-their-lowest-level-since-2007/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractor-mortgages-fixed-rate-mortgages-fall-to-their-lowest-level-since-2007/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 22:01:56 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<category><![CDATA[Mortgages for Contractors]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=383</guid>
		<description><![CDATA[Contractors should consider fixing their mortgage
Contractors looking for the security of a fixed rate, or are undecided whether to move off their SVR should seriously look at fixing their mortgage as fixed rates have dropped to their lowest levels since 2007.
Since early 2008, the average rate of a two year fixed rate mortgage has fallen [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/contractor-mortgages-fixed-rate-mortgages-fall-to-their-lowest-level-since-2007/feed/</wfw:commentRss>
		</item>
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		<title>Mortgages for HSMP, Tier 1 and Tier 2 visa holders – getting a mortgage doesn’t have to be difficult!</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-hsmp-tier-1-and-tier-2-visa-holders/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-hsmp-tier-1-and-tier-2-visa-holders/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 00:56:21 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<category><![CDATA[HSMP]]></category>

		<category><![CDATA[Tier 1]]></category>

		<category><![CDATA[Tier 2 Mortgages]]></category>

		<category><![CDATA[Mortgages for HSMP]]></category>

		<category><![CDATA[Tier 1 and Tier 2 Mortgages]]></category>

		<category><![CDATA[Tier 1 and Tier 2 visa holders]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=353</guid>
		<description><![CDATA[Mortgages for Migrant workers living in the UK
Freelancer Financials has helped many HSMP/Tier 1/ Tier 2 UK works permit holders obtain a mortgage. Getting a mortgage as a migrant worker on a Tier1/Tier 2 visa is not as tricky as you may think. No matter whether you are employed, self-employed or an IT Contractor working [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-hsmp-tier-1-and-tier-2-visa-holders/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgages arranged for HSMP and Tier 1 Contractors</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-arranged-for-hsmp-and-tier-1-contractors/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-arranged-for-hsmp-and-tier-1-contractors/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 23:46:53 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<category><![CDATA[Contractor Mortgages
HSMP and Tier 1 Contractors]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=336</guid>
		<description><![CDATA[Are you on a HSMP or Tier 1 VISA and need to get a Mortgage?
 
Freelancer Financials are independent mortgage brokers specialising in finding mortgages for IT contractors on a HSMP or TIER 1 VISA. We have assisted many immigrants from different countries purchase a UK property. We have established relationships and contacts with high [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-arranged-for-hsmp-and-tier-1-contractors/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Budget 2010 - What it means to contractors</title>
		<link>http://www.freelancerfinancials.uk.com/blog/financials-services/budget-2010-what-it-means-to-contractors/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/financials-services/budget-2010-what-it-means-to-contractors/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 16:05:13 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Financials Services]]></category>

		<category><![CDATA[Budget]]></category>

		<category><![CDATA[Financial Services]]></category>

		<category><![CDATA[IT Contractors]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=332</guid>
		<description><![CDATA[No real &#8216;new&#8217; changes have emerged, with key changes affecting freelancers having already been announced previously- such as the increases in national insurance for employers and employees. Overall, it&#8217;s more of an election budget than one of strategic economic importance. It does some good to small businesses and little harm to contractors.
So what&#8217;s the good [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/financials-services/budget-2010-what-it-means-to-contractors/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgages for IT Contractors</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-it-contractors-2/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-it-contractors-2/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 00:08:31 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Mortgages]]></category>

		<category><![CDATA[Mortgages for Contractors]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=305</guid>
		<description><![CDATA[Are you an IT Contractor struggling to get a mortgage?
Have you had a mortgage application declined for any of the following reasons?

You have less than three years accounts


You have been self-employed for less than 2-years


You&#8217;ve been contracting for less than 6 months


Your accounts don&#8217;t reflect your contract income because you pay yourself a low salary [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-mortgages/mortgages-for-it-contractors-2/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Pensions for Contractors</title>
		<link>http://www.freelancerfinancials.uk.com/blog/contractor-pensions/pensions-for-contractors/</link>
		<comments>http://www.freelancerfinancials.uk.com/blog/contractor-pensions/pensions-for-contractors/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 17:21:21 +0000</pubDate>
		<dc:creator>Freelancer Financials</dc:creator>
		
		<category><![CDATA[Contractor Pensions]]></category>

		<guid isPermaLink="false">http://www.freelancerfinancials.uk.com/blog/?p=274</guid>
		<description><![CDATA[Why is it important that you consider a pension? After all, you&#8217;re healthy, young and making loads of money. Aren&#8217;t pensions for elderly folk? Not at all.
Pensions for contractors can reduce your tax bill substantially as well as providing a retirement income for your future. Pensions will not only save you money today, because of [...]]]></description>
		<wfw:commentRss>http://www.freelancerfinancials.uk.com/blog/contractor-pensions/pensions-for-contractors/feed/</wfw:commentRss>
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