Mortgages for Migrant workers living in the UK
Freelancer Financials has helped many HSMP/Tier 1/ Tier 2 UK works permit holders obtain a mortgage. Getting a mortgage as a migrant worker on a Tier1/Tier 2 visa is not as tricky as you may think. No matter whether you are employed, self-employed or an IT Contractor working through your own limited company we can assist you.
Migrant workers can now get an affordable mortgage without an enormous deposit
Historically high street lenders have penalised migrant workers when it comes to getting a mortgage. This is because most lenders place unreasonable limitations such as restricting the maximum loan to value (LTV) to 60%, which means you have to put down a very high deposit. Many of these lenders lending criteria require that you have a minimum of 3 years continuous employment in the UK with 2 years left to go on your work visa. This situation has improved recently with a number of lenders now considering mortgage applications from HSMP (Tier 1/Tier 2) visa holders with only 2 years employment history and no restrictions on maximum loan to value. This means that you can purchase your first home with only a 10% deposit.
Your in SAFE HANDS with Freelancer Financials
Many HSMP migrant workers have been let down by less experienced mortgage brokers who have approached the wrong high street bank or packaged the application poorly. It is important that you understand that each failed application attempt, leaves a footprint on your credit record, making it more difficult for you to get a mortgage when you next apply. For this reason alone it is essential that you get it right from the beginning.
We have arranged hundreds of mortgages for Tier 1 and Tier 2 visa holders
Selecting the right mortgage advisor is essential in today’s current financial climate. A mortgage broker with experience in arranging mortgages for Highly Skilled Migrant Workers with Tier 1/ Tier 2 work permits can save you the hassle of talking with staff from a high street bank or call centre, who are unfamiliar with your unique working status. This is increasingly more important in today’s banking crises as lenders are continuously tightening lending criteria and this trend is expected to continue into the foreseeable future.
At last! Tier 1 and Tier 2 visa holders can get competitive mortgages
At Freelancer Financials we totally understand the needs of HSMP, TIER 1 and Tier 2 visa holders. We have a proven track record in securing competitive mortgages for your needs. Our reputation and strong relationship with major UK financial institutions and lenders means that your mortgage is processed quickly and with the minimum of fuss.
Why Don’t you let us call you back
Our mortgage advisors have been able to secure special terms for Tier 1 and Tier 2 visa holders who have been living and working in the UK for 2 years, that gives you access to mortgages with little deposit.
Highly Skilled Migrant Workers should not settle for specialist lending or self cert mortgages with expensive charges and high interest rates. Avoid lenders and mortgage advisors who place restrictions on migrant workers.
How Can I Get A Mortgage?
Talk to Freelancer Financials, who are specialists in the field of providing mortgage advice to HSMP, Tier 1 and tier 2 visa holders.
For a mortgage quote please contact our mortgage specialist John Yerou on 020 8421 7998 or request a Call Back.
If you have any questions or comments please send an email to info@freelancerfinancials.uk.com and we get back to you shortly.