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Private Medical Insurance

Private Medical Insurance for contractors and Freelancers
at Preferential rates

Private Medical Insurance for IT Contractors and Freelancers at preferential rates

Freelancer Financials have teamed up with WPA (Western Provident Association), who are a leading and award winning health insurance company, to provide IT Contractors and Freelancers with affordable medical insurance called "Flexible Health Freelance".

The British Insurance Awards 2009

"Good health is our most precious asset and deserves to be cherished. With the choices we provide comes greater freedom; policyholders can secure treatment that may otherwise be unavailable, at the time and place of their choosing. "

Contractor Medical Insurance


When you're self-employed you can't afford to take time off work. Health insurance offers you great security giving access to prompt, private medical treatment in the event of illness or injury.

Flexible Health Freelance

(Preferential rates for freelancers and their families)

Private Medical Insurance tailored for Contractors

If you are self-employed you can join Flexible Health Freelance, which attracts a discount of up to 25%*. Rather than buying a "one size fits all" health policy we can tailor one to suit your specific needs and budget. WPA is a leading health insurer based in Taunton, Somerset, with a heritage going back over 100 years. As a not-for-profit company with no shareholders - WPA can put customers first by providing excellent value. WPA was recognised as the UK's most innovative health insurer (Laing & Buisson independent healthcare awards 2006 - 2008). You can get immediate cover via our dedicated contact Carl Johnson. Our contractor medical insurance advisor is always happy to assist you with your enquiries.

"I will be delighted to assist you with finding the right level of medical insurance cover at the right price."
Carl Johnson - Private Medical Insurance Specialist

Providers of Private Medical Insurance to contractors and Freelancers

Example WPA premiums*

Age                  Cost per month

20 year old        £14.23

30 year old        £19.02

40 year old        £25.64

50 year old        £38.78

60 year old        £65.80

* A discount of 25% can be achieved when comparing WPA's Flexible Health Freelance and Flexible Health policies based on a 40 year old with Essential Cover, a £1,000 Shared Responsibility, living in a Middlesex (HA postcode) and a non-smoker.

Health Top-UP

Health top-up is an affordable health plan that complements today's NHS. The standard core cover is called Wellness and gives you cash in many routine situations to help keep you and your wallet healthy. With cover starting as low as £15.00 a month with the choice of upgrading by adding up to 4 options, why not find out how much it would cost you?

To receive a personalised illustration and advice from WPA representative Carl Johnson please complete our online enquiry form.

As a customer of WPA you can have confidence in choosing any UK hospital as we believe in providing you with complete freedom of choice.

"WPA works well for me, the flexibility suits my needs, and I like the fact of choosing the level of shared responsibility. Also having the choice of hospitals is a plus for me, and knowing I can change my cover to suit my budget and circumstances."
Kenny Hunt - Freelance Contractor


Carl Johnson is an Appointed Representative of WPA. WPA are authorised and regulated by the Financial Services Authority.

Freelancer Financials are Specialist in the field of looking after Contractors and Freelancers.

Please Note: Financial advice on these pages is provided by Freelancer Financials, who is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Services Authority.

Click here for our Client Agreement which should be read. Click here for a copy of our Initial Disclosure Document (IDD).